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Beware, though, that not all insurers that are making this switch from dollars to percentages are cutting premiums at the same time.Also, be mindful that these deductibles are a percentage of the insured value of your entire home, not of what needs to be fixed.There are several factors that can hamper the sale of your house making it harder than you expected. Placing a high price tag on your home is not going to benefit you in any way.Though you may feel the house is worth that much, a high price will keep it on the market without getting picked up.

Okay, we did a lot of minor updates along the road but, even though we talked about it a lot, we put off knocking out walls until we decided to move overseas.Before putting your house on the market, a considerable amount of research and work need to be done to get the price right for your home. But before pinning a price on it, compare your price with other houses on the market and ensure it is not too exorbitant.By quoting a lower price, you will catch greater interest and the subsequent competition among buyers can help you get a better price.We thought it would create a lot of upheaval and interruptions to our lives. There was no way we could sell our home as-is in a soft real estate market.Wanting to move overseas where life is slower and cheaper, we did plenty of reading about every possible to make a house look attractive to buyers, and watched more episodes of than we probably needed to.Click here to subscribe to the weekly Money Girl audio podcast—it’s FREE!I’m sure you know that real estate markets vary drastically depending on where you live.Many insurers are retooling deductibles from set dollar amounts to percentages, which can often represent a substantial change.In general, you want to go for the highest deductible you can afford to lower your premiums.I relocated from central Florida to the San Francisco Bay Area in 2013, and am still experiencing real estate sticker shock!For instance, according to Zillow.com, the median home value in the San Francisco metro area is 8,600.(More: How to Price Your Home Correctly to Sell – Strategies to Follow) If your house is completely out-of-date, getting someone to buy it will certainly not be easy.However, hasten the selling process by making a few necessary renovations so that prospective buyers find it appealing and not ancient.Problem was, we put the actual action on the back burner for years.It was setting a deadline that finally got us out of that lazy mindset.

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